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Learn if you qualify for a total and permanent disability discharge and how to apply online.
If you are not able to work due to a disability or ongoing medical condition, you may be able to have your federal student loan debt canceled or forgiven through the Total and Permanent Disability (TPD) …
In an April 7, 2025, Electronic Announcement, we announced that the transition of the Total and Permanent Disability (TPD) discharge process to StudentAid.gov was complete.
Under the Total and Permanent Disability (TPD) Discharge Program, people who cannot work due to a physical or mental condition may qualify to have all of their federal student loans canceled.
Dec 11, 2025 · Total and Permanent Disability (TPD) discharge forgives federal student loan obligations for borrowers unable to engage in substantial gainful activity due to a physical or mental condition.
§ 685.213 Total and permanent disability discharge. (a) General. (1) A borrower's Direct Loan is discharged if the borrower becomes totally and permanently disabled, as defined in § 685.102 (b), …
This is an application for a total and permanent disability (TPD) discharge of your Direct Loan, FFEL, and/or Perkins Loan program loan(s), and/or your Teacher Education Assistance for College and …
Older adults may qualify for student loan relief through TPD discharge even without disability benefits. Learn who qualifies, how to apply, and what to expect.
Jan 2, 2026 · Step-by-step guide to applying for a total and permanent disability (TPD) discharge, including forms, documentation, and review timelines.
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